Combines Uniswap v4 market-making with Aave lending to continuously compound your principal.
Pays out instant card purchases.
Card swipes draw on accrued yield while leaving your underlying position in place.
Frictionless transactions powered by USDC.
Every cash product forces a broken trade-off between liquidity and yield. You pick one and pay for the other. The Liquid Sovereign Account is designed to end that trade-off.
Your money is split: most sits safely earning interest, while a smaller portion powers active trading. When you swipe your card, payment comes directly from the interest buffer.
You can spend cash in the real world without pulling money out of active trades — your yield engine never stops running.
Card purchases automatically burn accrued yield first before touching your initial deposit.
Your core balance stays untouched and compounds forever, funding perpetual daily spending.
Your passkey links your wallet, vault balance, and card permissions into one secure identity.
No middleman exchanges or centralized custodians hold your money. You retain total control of your funds with zero off-ramp fees or hidden conversion costs.
A market-maker anchors the pool with a blended position — say 200 ETH + 300,000 USDC. The public makes up the difference. Every dollar then runs as active Uniswap v4 liquidity with an Aave buffer underneath, so one balance earns twice — lending yield stacked with trading capture (fees + recaptured MEV/LVR) — while staying spendable at the point of sale.
Put in USDC, earn the stacked yield, and spend it straight from your card — no unwinding, bridging, or cashing out first.
Anchor blended liquidity for your launched token, earn the same stacked yield, and hand your community a spendable-yield account on top of it.
Put in USDC and it stays spendable at par, like cash — while the capital works, earning from the pools it backs. The design splits the risk in two: the community holds the price-free senior side, and a first-loss junior tranche absorbs the market’s ups and downs. Your balance behaves like a dollar; the volatility lands on the tranche built to take it.
The senior claim never reads a pool price. Impermanent loss and market moves land on the junior tranche first, not on your balance.
Redeemable at par while the first-loss cushion covers it. If a tail event ever exhausts that cushion, everyone shares the same transparent, pro-rata outcome — no race for the exit.
Pay straight from the balance while it stays deployed — a spend is a hold against the earning position, then a settle. Never idle, never locked.
In testing on Base Sepolia — testnet, unaudited, no real value. This is a design property of an autonomous vault, not a deposit, a guarantee, or investment advice; an external audit precedes any real value.
Standing tracks real, settled spending on your card — nothing else. There’s nothing to deposit, hold, or stake to move up. Using the account for what it’s for is what moves you forward.
Priority settlement — your spend clears faster in the batch queue.
A tighter hold on your own balance, so more of what you have becomes available to spend.
A higher daily limit, and first access to new accounts before general availability.
Standing is computed from your own settlement history only — never from the Attribution score, and never a reward for holding or staking anything. It changes how the account serves you, not what it pays you.
None of this works without the engineering. Here’s the part we’re proud of.
Mintware turns locked capital into a spendable asset. Your deposit continuously generates institutional yield for you while strengthening market liquidity for everyone — and your earnings are instantly available to spend at point-of-sale.
“Never idle, never locked, always yours.”
See what your balance could earn while staying 100% spendable — no lockup, no withdrawal window, spent from yield.
Illustrative estimate only. Not a quote, offer, or guarantee of yield. Actual returns vary with market conditions.
Built on Arc using USDC for gas, payments authorize via Privy and settle in sub-350ms through Circle for instant spending at 100M+ Visa and Apple Pay terminals — with zero off-ramp fees or extra tokens.
The account opens soon. Leave your email for early access when yield-bearing, instantly-spendable cash goes live.
Read the docs →